TERMS & CONDITIONS

 

Agreement between User and https://www.stephanielawrence.com 

Welcome to https://www.stephanielawrence.com. The https://www.stephanielawrence.com  website (the "Site") is comprised of various web pages operated by Lawrence Financial Group  LLC ("LFG"). https://www.stephanielawrence.com is offered to you conditioned on your  acceptance without modification of the terms, conditions, and notices contained herein (the  "Terms"). Your use of https://www.stephanielawrence.com constitutes your agreement to all such  Terms. Please read these terms carefully, and keep a copy of them for your reference.    

https://www.stephanielawrence.com is a Consulting Site.  

  

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Privacy 

Your use of https://www.stephanielawrence.com is subject to LFG's Privacy Policy. Please review  our Privacy Policy, which also governs the Site and informs users of our data collection practices.    

Electronic Communications 

Visiting https://www.stephanielawrence.com or sending emails to LFG constitutes electronic  communications. You consent to receive electronic communications and you agree that all  agreements, notices, disclosures and other communications that we provide to you electronically,  via email and on the Site, satisfy any legal requirement that such communications be in writing.    

Children Under Thirteen 

LFG does not knowingly collect, either online or offline, personal information from persons under  the age of thirteen. If you are under 18, you may use https://www.stephanielawrence.com only  with permission of a parent or guardian.  

  

Links to Third Party Sites/Third Party Services 

https://www.stephanielawrence.com may contain links to other websites ("Linked Sites"). The  Linked Sites are not under the control of LFG and LFG is not responsible for the contents of any  Linked Site, including without limitation any link contained in a Linked Site, or any changes or  updates to a Linked Site. LFG is providing these links to you only as a convenience, and the  inclusion of any link does not imply endorsement by LFG of the site or any association with its  operators.  

  

Certain services made available via https://www.stephanielawrence.com are delivered by third  party sites and organizations. By using any product, service or functionality originating from the  https://www.stephanielawrence.com domain, you hereby acknowledge and consent that LFG may  share such information and data with any third party with whom LFG has a contractual relationship  to provide the requested product, service or functionality on behalf of  

https://www.stephanielawrence.com users and customers.  

  

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No Unlawful or Prohibited Use/Intellectual Property  

You are granted a non-exclusive, non-transferable, revocable license to access and use  https://www.stephanielawrence.com strictly in accordance with these terms of use. As a condition  of your use of the Site, you warrant to LFG that you will not use the Site for any purpose that is  unlawful or prohibited by these Terms. You may not use the Site in any manner which could  damage, disable, overburden, or impair the Site or interfere with any other party's use and  enjoyment of the Site. You may not obtain or attempt to obtain any materials or information  through any means not intentionally made available or provided for through the Site.    

All content included as part of the Service, such as text, graphics, logos, images, as well as the  compilation thereof, and any software used on the Site, is the property of LFG or its suppliers and  protected by copyright and other laws that protect intellectual property and proprietary rights. You  agree to observe and abide by all copyright and other proprietary notices, legends or other  restrictions contained in any such content and will not make any changes thereto.    

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create  derivative works, or in any way exploit any of the content, in whole or in part, found on the Site.  LFG content is not for resale. Your use of the Site does not entitle you to make any unauthorized  

use of any protected content, and in particular you will not delete or alter any proprietary rights or  attribution notices in any content. You will use protected content solely for your personal use, and  will make no other use of the content without the express written permission of LFG and the  copyright owner. You agree that you do not acquire any ownership rights in any protected content.  We do not grant you any licenses, express or implied, to the intellectual property of LFG or our  licensors except as expressly authorized by these Terms.  

  

International Users 

The Service is controlled, operated and administered by LFG from our offices within the USA. If  you access the Service from a location outside the USA, you are responsible for compliance with  all local laws. You agree that you will not use the LFG Content accessed through  https://www.stephanielawrence.com in any country or in any manner prohibited by any applicable  laws, restrictions or regulations.  

  

Indemnification 

You agree to indemnify, defend and hold harmless LFG, its officers, directors, employees, agents  and third parties, for any losses, costs, liabilities and expenses (including reasonable attorney's  fees) relating to or arising out of your use of or inability to use the Site or services, any user  postings made by you, your violation of any terms of this Agreement or your violation of any rights  of a third party, or your violation of any applicable laws, rules or regulations. LFG reserves the  right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject  to indemnification by you, in which event you will fully cooperate with LFG in asserting any  available defenses.  

  

Arbitration 

In the event the parties are not able to resolve any dispute between them arising out of or  concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or  

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otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved  only by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single  neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration  service selected by the parties, in a location mutually agreed upon by the parties. The arbitrator's  award shall be final, and judgment may be entered upon it in any court having jurisdiction. In the  event that any legal or equitable action, proceeding or arbitration arises out of or concerns these  Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable  attorney's fees. The parties agree to arbitrate all disputes and claims in regards to these Terms and  Conditions or any disputes arising as a result of these Terms and Conditions, whether directly or  indirectly, including Tort claims that are a result of these Terms and Conditions. The parties agree  that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The  entire dispute, including the scope and enforceability of this arbitration provision shall be  determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms  and Conditions.  

  

Class Action Waiver 

Any arbitration under these Terms and Conditions will take place on an individual basis; class  arbitrations and class/representative/collective actions are not permitted. THE PARTIES AGREE  THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH'S  INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY  PUTATIVE CLASS, COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH  AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE  OTHER. Further, unless both you and LFG agree otherwise, the arbitrator may not consolidate  more than one person's claims, and may not otherwise preside over any form of a representative  or class proceeding.  

  

Liability Disclaimer 

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR  AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR  TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE  INFORMATION HEREIN. LAWRENCE FINANCIAL GROUP LLC AND/OR ITS  SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY  TIME.  

  

LAWRENCE FINANCIAL GROUP LLC AND/OR ITS SUPPLIERS MAKE NO  REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY,  TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS,  SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY  PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL  SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED  GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF  ANY KIND. LAWRENCE FINANCIAL GROUP LLC AND/OR ITS SUPPLIERS HEREBY  DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS  INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS,  INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF  

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MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON INFRINGEMENT.  

  

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT  SHALL LAWRENCE FINANCIAL GROUP LLC AND/OR ITS SUPPLIERS BE LIABLE  FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL,  CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING,  WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS,  ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR  PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE  OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE  SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND  RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING  OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT,  NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF LAWRENCE  FINANCIAL GROUP LLC OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE  POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT  ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL  OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.  IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF  THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO  DISCONTINUE USING THE SITE.  

  

Termination/Access Restriction  

LFG reserves the right, in its sole discretion, to terminate your access to the Site and the related  services or any portion thereof at any time, without notice. To the maximum extent permitted by  law, this agreement is governed by the laws of the State of Maryland and you hereby consent to  the exclusive jurisdiction and venue of courts in Maryland in all disputes arising out of or relating to  

the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all  provisions of these Terms, including, without limitation, this section.  

  

You agree that no joint venture, partnership, employment, or agency relationship exists between  you and LFG as a result of this agreement or use of the Site. LFG's performance of this agreement  is subject to existing laws and legal process, and nothing contained in this agreement is in  derogation of LFG's right to comply with governmental, court and law enforcement requests or  requirements relating to your use of the Site or information provided to or gathered by LFG with  respect to such use. If any part of this agreement is determined to be invalid or unenforceable  pursuant to applicable law including, but not limited to, the warranty disclaimers and liability  limitations set forth above, then the invalid or unenforceable provision will be deemed superseded  by a valid, enforceable provision that most closely matches the intent of the original provision and  the remainder of the agreement shall continue in effect.  

  

Unless otherwise specified herein, this agreement constitutes the entire agreement between the user  and LFG with respect to the Site and it supersedes all prior or contemporaneous communications  and proposals, whether electronic, oral or written, between the user and LFG with respect to the  

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Site. A printed version of this agreement and of any notice given in electronic form shall be  admissible in judicial or administrative proceedings based upon or relating to this agreement to the  same extent and subject to the same conditions as other business documents and records originally  generated and maintained in printed form. It is the express wish to the parties that this agreement  and all related documents be written in English.  

  

Changes to Terms 

LFG reserves the right, in its sole discretion, to change the Terms under which  https://www.stephanielawrence.com is offered. The most current version of the Terms will  supersede all previous versions. LFG encourages you to periodically review the Terms to stay  informed of our updates.  

  

Contact Us 

LFG welcomes your questions or comments regarding the Terms:  

  

Lawrence Financial Group LLC  

14502 Greenview Drive Suite 300  

Laurel, Maryland 20708  

  

Email Address:  

hello@lawrencefinancialgroup.com  

  

Telephone number:  

8772181928  

  

Effective as of January 01, 2021